Terms and Conditions

1. What are these Terms and Conditions?
1.1 These Terms and Conditions set out the terms on which Lyfcoin provides the site www.lyfcoin.club and provides the services and on which you agree to use the site and the services. These Terms and Conditions apply to all transactions made via the site.
1.2 Please review these Terms and Conditions carefully and make sure that you understand them before using the site and/or making any transactions. If you do not agree to these Terms and Conditions, you must cease to use the site and must not make any transactions through the site

1.3 These Terms and Conditions may change from time to time and you are required to view them regularly to make sure you have read the latest ones.

2. Acceptance of Terms and Conditions
2.1 By using the site and/or making any transaction, you accept and agree to be bound by these terms and conditions.
2.2 Lyfcoin may at any time modify these terms and conditions. Lyfcoin will notify you of any changes to these terms and conditions either by emailing you (on the email address entered by you into the registration form on the site) and/or by posting a notice on the site. By continuing to use the site and/or making any transactions after changes to these terms and conditions are made and notified to you, you agree to be bound by such changes.
2.3 You can review the most current version of our terms and conditions at any time by clicking on the "Terms and Conditions" link located at the bottom of the site. It is your responsibility to ensure that you are familiar with the current terms and conditions. You are advised to check the link on a regular basis.

3. Definitions
3.1 In these Terms and Conditions:

Lyfcoin”, “we” and “us” are references to Lyfcoin.
“Customer”, “Member”, “Your” and “You” means a user of the site.

Site” means the products published through www.lyfcoin.club by Lyfcoin from time to time including without limitation the platform at www.lyfcoin.club and their subdomains.
“Account” means the account of a user with www.lyfcoin.club which is created when a user registers with Lyfcoin by completing the registration form available on the site.
“AML Documentation” means the documentation required to be provided by the Customer as set out in our Anti-Money Laundering Policy.
“Digital Currency” means the virtual currencies known as crypto currencies or digital currencies.
“Fiat Currency” means the currencies issued by jurisdictions, such as the USD, GBP, Yen, Swiss Franc, Euro, etc.
“Transaction”, “Order” means any request by a user to register someone, book any packages add or withdraw their Lyfcoins.

4. What is Lyfcoin?
4.1 Lyfcoin is an open source, decentralised cryptocurrency, working on a peer-to-peer network.
4.2 Lyfcoin operates the site. The site is an electronic web interface through which customers can either:
(a) place an order to exchange Crypto Currency for Lyfcoins
(b) book their packages
4.3 In placing an order, the customer seeks to exchange Crypto Currencies for Lyfcoins.

5. Registering as a User
5.1 You may access the public areas of the site which contain general information about Lyfcoin and our service without registering as a customer.
5.2 If You wish to access the dashboard or book a package, you will first be required to register as a customer. Due to compliance with regulatory requirements, registration might be as a two-step process as follows:
(a) completion of the Create Account registration form which can be found on the Site; and
(b) provision to Lyfcoin of the AML Documentation (as set out in our Anti-Money Laundering Policy) if necessary, point 5.3 is only valid if AML is implemented
5.3 Once Lyfcoin has received all of the required documentation as set out in paragraph 5.2 and our Anti-Money Laundering Policy, Lyfcoin may undertake certain additional security checks on you.
5.4 If Lyfcoin, in its sole and absolute discretion is satisfied that you complied with all applicable requirements, Lyfcoin will provide you with a verified account to access the site.
5.5 Please note that you will not be able to book a package under any circumstances until the regulatory requirements have been met when they are implemented on the site
5.6 The Customer undertakes to provide Lyfcoin as soon as practicable on demand with any and all information that Lyfcoin may require, or in Lyfcoin’s sole and absolute discretion considers necessary, including without limitation for the purposes of providing such information to any applicable governmental or regulatory authority in relation to regulatory compliance or anti-money laundering laws and regulations.

6. Withdrawing
6.1 The Customer shall be permitted to withdraw Lyfcoins from his account on the site by making a withdrawal request via the site.
6.2 Where a withdrawal request is received by Lyfcoin admin, coins will be transferred to currency wallet of the Customer nominated in the withdrawal request.
6.3 Lyfcoin shall make not make payments in Fiat Currency and Digital Currency to the Customer (and shall credit the Customer’s Account) in full with Lyfcoins only unless (i) it is required by law to deduct sums in respect of taxation, or (ii) it is or will be owed amounts which are incurred in respect of transfer charges that may be levied, or (iii) the Customer owes Lyfcoin amounts in respect of other Orders or Commission which have not been settled in accordance with these Terms and Conditions. In the event that Lyfcoin is required or permitted to make any deductions pursuant to this paragraph, Lyfcoin shall be permitted to make deductions in Lyfcoins or Crypto Currency in its sole and absolute discretion.

6.4 To make sure that the price of the coin is stable and to avoid dumping of the coin a customer/member will only be allowed to withdraw a maximum of 1% or 100 coins per day per working day, of the available balance in his coin wallet.

6.5 All Withdrawal requests will be processed after 24 hours of requests received to make sure all requests are genuine and not fraudulent requests

7. No Financial Advice
7.1 Lyfcoin may in its sole and absolute discretion from time to time provide information to the customer on practical aspects of dealing between Digital Currency.
7.2 Notwithstanding any such information provided by Lyfcoin, the customer acknowledges and agrees that it enters into each order of its own free will without reliance on any information provided by Lyfcoin and that such order is at its own risk. The customer shall not be entitled to rely on Lyfcoin for advice on the timing or terms of any order.
7.3 The Customer acknowledges and agrees that the exchange rate of Digital Currency varies regularly and will be affected by matters and events outside of the control of the Customer and Lyfcoin.

7.4 Lyfcoin is not your financial advisor. You acknowledge that you are not relying on Lyfcoin or any of its direct or indirect representatives to make decisions regarding your personal investments or your business. You should get advice from official financial advisors before making any investment decision. You should be aware of the risks in trading and investments.

7.5 You understand that the volatility and the unpredictability of the price of cryptocurrencies can result in a significant loss in a very short period of time.

8. Customer Representations
8.1 The customer represents and warrants as at the date of each order and on its settlement date that:
(a) the customer is acting as principal in respect of the order and is not acting for another person;
(b) the customer has full power and authority to enter into the order and is the beneficial owner of all the coins aid or to be paid at the Settlement Date free from any charge or encumbrance;
(c) the information provided by the Customer in relation to the Order (and all AML Documentation provided by the Customer) is at the time of the Order complete, accurate, current and not misleading and that any further information requested by Lyfcoin is complete, accurate, current and not misleading in all material respects;
(d) the Customer has not relied upon any other person (including without limitation Lyfcoin) in entering into the Order.

11. Customer Acknowledgments
11.1 The Customer acknowledges that all commissions are paid in Lyfcoins.

11.2 There are no guarantees of the value of the coin, if any value is use it is only for illustration or calculation purposes.
11.3 The Customer acknowledges that Lyfcoin is under no obligation to pay interest on any coins held on his behalf in any account.

12. Default
12.1 Lyfcoin has the right to terminate, close out or reverse any package booked without notice to the Customer if:
(a) the Customer materially breaches any of these terms and conditions or fails to comply with its obligations to Lyfcoin or is in breach of any statute or regulation; or
(b) it becomes or may become unlawful for Lyfcoin to maintain or give effect to all or any of the obligations under the these Terms or Conditions or otherwise to carry on its business or if Lyfcoin is requested to close out an Order (or any part thereof) by any regulatory authority whether or not the request is legally binding or Lyfcoin in its absolute discretion considers it desirable or necessary to do so for its own protection; or
(c) in the event that the Customer becomes unable to meet its obligations as they become due or has a bankruptcy petition presented against them or the Customer proposes a form of composition or arrangement to its creditors or if the Customer ceases or threatens to cease all or part of its business; or
(d) any of the events specified above or anything comparable thereto occurs under the laws of any applicable jurisdiction.
12.2 If the Customer becomes aware of the occurrence of any event referred to in Clause 12.1 above.
12.3 If for any reason whatsoever the Customer fails to meet its obligations to Lyfcoin hereunder and or under any Order, Lyfcoin may at its discretion terminate any Order without notice and without liability for any loss.

13. Your Conduct
13.1 By downloading and/or using the site, you agree not to upload, post, e-mail or otherwise send or transmit any material that contains viruses, Trojan horses, worms or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment associated with the Site.
13.2 You agree and undertake to keep your username and password confidential, not to disclose your password to any other person and not to permit any other person to log in to the site using your username and password.
13.3 You agree not to interfere with the servers or networks connected to the site or to violate any of the procedures, policies or regulations of networks connected to the site, including these Terms and Conditions.
13.4 You also agree not to:
(a) attempt to reverse engineer or sell, export, license, modify, copy, distribute or transmit the site to any third party, or jeopardize the correct functioning of the site, or otherwise attempt to derive the source code of the software (including the tools, methods, processes and infrastructure) that enables or underlies the site;
(b) attempt to gain access to secured portions of the site to which you do not possess access rights;
(c) impersonate any other person while using the Site;
(d) conduct yourself in a vulgar, offensive, harassing or objectionable manner while using the site;
(e) resell or export the software associated with the site;
(f) use the site to generate unsolicited advertisements or spam; or
(g) use any automatic or manual process to search or harvest information from the site, or to interfere in any way with the proper functioning of the site.

14. Our Rights
In providing you with access to the site, and permitting you to make orders or booking packages via the site, Lyfcoin reserves the following rights, and in accessing, browsing or otherwise using the site and/or making any order via the site you grant to Lyfcoin and agree that Lyfcoin shall have the following rights:
(a) the right to refuse or withdraw your access to the Site in accordance with applicable laws for any reason at any time (with or without notice) if in Lyfcoin’s sole and absolute discretion you violate or breach any of these Terms and Conditions;
(b) the right to suspend, amend or disable your account without giving you notice or any reason;
(c) the right to cancel any Order or amend in part any order without giving you notice or any reason, save that in such circumstances Lyfcoin shall refund such part of the order as has been cancelled by it;
(d) the right to amend or update the site, commission, any order, billing methods or these terms and conditions from time to time;
(e) the right to report you to the police or other judicial body if Lyfcoin believes in its sole and absolute discretion that your conduct (whether in using the Site, making an Order for any Goods or otherwise) is or may be unlawful.

15. Intellectual Property
15.1 Lyfcoin and/or its licensor(s) are the sole owners of the site, which includes any software, domains, and content made available through the site.
15.2 The Lyfcoin brand and the site are protected by International copyright and other intellectual property laws. Without limitation, this means that you may not sell, export, license, modify, copy, distribute or transmit the site (or any part of it) or any material provided through the site without Lyfcoin’s prior express written consent.
15.3 Any unauthorized use of the site will result in the automatic termination of the limited license granted by us. Lyfcoin reserves the right to terminate the limited license without notice at any time following an unauthorized use by you of the site.
15.4 Lyfcoin and its graphics, logos, icons and service names related to the site are registered and unregistered trademarks or trade dress of Lyfcoin. They may not be used without Lyfcoin’s prior express written permission.
15.5 All other trademarks not owned by Lyfcoin that appear in connection with the site are the property of their respective owners, who may or may not be affiliated with, connected to or sponsored by Lyfcoin.

16. Security
Whilst we have implemented commercially reasonable technical and organisational measures to secure Your personal information from unauthorised use, we cannot guarantee that unauthorised third parties will never be able to defeat those measures. You acknowledge that you will provide your personal information at your own risk.

17. Electronic Communications
By downloading and/or using the site and/or viewing listings and/or making any orders or booking packages through the site, you consent to receiving electronic communications and notices from Lyfcoin. You agree that any notice, agreement, disclosure or other communications that we send you electronically will satisfy any legal communication requirements, including that such communications be in writing.

18. Privacy
You provide us with information when You register an Account via the site. We also collect information both relating to you (for example on your usage and purchase history if any) and to users of the site in general. Any information you submit or that we collect when you are using the site is subject to the Lyfcoin Privacy Policy, the terms of which are hereby incorporated into these Terms and Conditions.

19. No Warranty and Liability Limit
19.1 Lyfcoin provides site "as is" and without any warranty or condition, whether express, implied or statutory.
19.2 Lyfcoin assumes no liability or responsibility for any errors or omissions in the site; any failures, delays or interruptions in the site or in delivery of any order; any losses or damages arising from the use of the site.
19.3 Lyfcoin reserves the right to deliver the site and to process orders in its sole and absolute discretion.
19.4 In no event shall Lyfcoin, its shareholders, directors, officers, employees or agents be liable (jointly or severally) to you for loss of use or any special, incidental, indirect or consequential damages arising out of or in connection with the site, the publication of any listing, the placement by you of any order, the delivery of any Goods, the failure in whole or in part to deliver any goods or these Terms and Conditions, on any theory of liability, and whether or not advised of the possibility of damage.
19.5 Lyfcoin does not seek to exclude liability for death or personal injury caused by our negligence, or fraud or fraudulent misrepresentation on the part of Lyfcoin.
19.6 If any applicable authority holds any portion of this section to be unenforceable, then liability will be limited to the fullest possible extent permitted by applicable law.
19.7 Lyfcoin specifically excludes liability for any loss, harm, distress or damage suffered by you or any third party as a result of inaccurate information appearing on the site.

20. Indemnity
You agree to indemnify and hold Lyfcoin and its related companies, and each of their respective shareholders, directors, officers, employees, agents and merchant partners harmless from and against any third-party claim or cause of action, including reasonable attorneys' fees and court costs, arising, directly or indirectly, out of your breach of these Terms and Conditions and/or Your violation of any law or the rights of any third party.

21. Disputes
21.1 You agree that these Terms and Conditions and any claim, dispute or controversy arising out of in connection with these Terms and Conditions or their subject matter or formation (including non-contractual disputes or claims), the site, Lyfcoin’s advertising or any related transaction between You and Lyfcoin shall be governed by and construed in accordance with the EU law.
21.2 Any dispute or claim arising out of or in connection with such matters (including non-contractual disputes or claims) will be subject to the exclusive jurisdiction of the courts of the EU.

22. Termination
Lyfcoin may change or discontinue the availability of the site and at any time without prior notice. Lyfcoin reserves the right to terminate these Terms and Conditions for any reason, without notice, and these Terms and Conditions shall automatically terminate in the event that you violate any of the Terms and Conditions set forth herein (with prejudice to our accumulated rights against you). In the event of any termination, you will immediately cease use of the site and will not make any order.

23. General
23.1 These Terms and Conditions are agreed between you and us. No person shall have any rights under or connection with these Terms and Conditions under the Contracts (Rights of Third Parties) Act 2001.
23.2 If any court or competent authority decides that any term of these Terms and Conditions is held to be invalid, unlawful or unenforceable to any extent, such term shall, to that extent only, be severed from the remaining terms, which shall continue to be valid to the fullest extent permitted by law.
23.3 Lyfcoin reserves the right to charge interest on any late payments at the rate of 5% per annum above the Euribor base rate. Interest shall accrue on a daily basis from the due date until the date of actual payment of the overdue amount, whether before or after judgment.
23.4 Headings are for reference purposes only and in no way define, limit, construe or describe the extent or scope of such section.
23.5 Our failure to enforce any provision of these Terms and Conditions shall not constitute a waiver of that or any other provision and will not relieve you from the obligation to comply with such provision.
23.6 You are not permitted to assign, transfer, charge, sub-contract or deal in any other manner with all or any of your rights under these Terms and Conditions without our prior written consent.
23.7 These Terms and Conditions set forth the entire understanding and agreement between you and Lyfcoin with respect to the subject matter hereof.
23.8 These Terms and Conditions and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the EU.
23.9 You irrevocably agree that the courts of the EU shall have exclusive jurisdiction to settle any dispute or claim that arises out of or in connection with these Terms and Conditions agreement or their subject matter or formation (including non-contractual disputes or claims).